What will I actually walk away with?

A seller’s net sheet estimates what lands in your account after the costs of selling. Enter your numbers — the Florida statutory items are worked out for you — then ask Xiomara for a written net sheet on your actual property.

Where these figures come from. Documentary stamp tax on the deed is Florida’s standard $0.70 per $100 of price — Miami-Dade uses a different rate, so this page is wrong for Miami-Dade. The owner’s title policy uses Florida’s promulgated rate, set by the state and identical at every title company: $5.75 per $1,000 to $100,000, then $5.00 per $1,000 to $1 million. In Orange, Seminole, Osceola, Lake and Polk counties the seller customarily pays it, which is why that box starts ticked. The estoppel certificate uses the $299 statutory cap (Fla. Stat. §720.30851 and §718.116, inflation-adjusted; add $119 if it must arrive within three business days, or $179 if the account is delinquent). Settlement, lien search, deed preparation and recording are shown at a typical Central Florida $650 and vary by closing agent. Property taxes are prorated by month, not by exact closing date — enter the figure from your most recent bill, which for a long-held homesteaded property is usually well below what a new buyer will pay.

What this is not. A planning estimate, not a closing statement, a tax document, or a guarantee of proceeds. It does not include capital gains tax, FIRPTA withholding for sellers who are not US citizens or resident aliens, liens or judgments against the property, or the per-day interest your lender adds to the payoff. Speak to your CPA, your closing agent and a licensed attorney about your own situation. Real estate commissions are set between a client and their broker; they are fully negotiable and are not fixed by law, by any association, or by any multiple listing service — the percentage shown here is an example, not a standard or recommended rate.